What is the IFSC code of Bank of Baroda M S M E Ludhiana branch LUDHIANA?

The IFSC code of Bank of Baroda M S M E Ludhiana branch in LUDHIANA is BARB0VJMLUD. MICR code is 141012020.

What is the address of Bank of Baroda M S M E Ludhiana branch?

NO354, BHAGWATI TOWERS , R K MACHINE TOOLS ROAD , INDUSTRIAL AREA A , LUDHIANA , 141003

Bank of Baroda M S M E Ludhiana Branch — IFSC Code

Q: What is the MICR code of Bank of Baroda M S M E Ludhiana?

The MICR code of Bank of Baroda M S M E Ludhiana branch is 141012020. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

BARB0VJMLUD

IFSC Code	BARB0VJMLUD
MICR Code	141012020
Bank	Bank of Baroda
Branch	M S M E Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	NO354, BHAGWATI TOWERS , R K MACHINE TOOLS ROAD , INDUSTRIAL AREA A , LUDHIANA , 141003
Contact	+910221800223344
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of Baroda official site →

How to Use IFSC Code BARB0VJMLUD

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: BARB0VJMLUD
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Bank of Baroda

BARB0VJMLUD

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of Baroda M S M E Ludhiana?

The IFSC code is BARB0VJMLUD. Use this for NEFT, RTGS, and IMPS transfers to Bank of Baroda M S M E Ludhiana branch in LUDHIANA.

What is the MICR code of Bank of Baroda M S M E Ludhiana?

The MICR code is 141012020. MICR codes are used for cheque processing, not for digital transfers.

Is BARB0VJMLUD valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use BARB0VJMLUD only for NEFT, RTGS, or IMPS when adding a bank account manually.