Bank of Baroda Palai Br., Dist. Kottayam, Kerala Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

BARB0PALAIX

IFSC CodeBARB0PALAIX
MICR Code686012302
BankBank of Baroda
BranchPalai Br., Dist. Kottayam, Kerala
CityKOTTAYAM
DistrictKOTTAYAM
StateKERALA
AddressFIRST FLR. 23/447 VYAPARA BHAVAN,KATTAKAYAM ROAD, PALAI, DIST. KOTTAYAM, KERALA - 686 575.
Contact+910221800223344
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of Baroda official site โ†’

How to Use IFSC Code BARB0PALAIX

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BARB0PALAIX
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of Baroda

BARB0PALAIX
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of Baroda Palai Br., Dist. Kottayam, Kerala?

The IFSC code is BARB0PALAIX. Use this for NEFT, RTGS, and IMPS transfers to Bank of Baroda Palai Br., Dist. Kottayam, Kerala branch in KOTTAYAM.

What is the MICR code of Bank of Baroda Palai Br., Dist. Kottayam, Kerala?

The MICR code is 686012302. MICR codes are used for cheque processing, not for digital transfers.

Is BARB0PALAIX valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BARB0PALAIX only for NEFT, RTGS, or IMPS when adding a bank account manually.