Bank of India Ernakulam Sp Hsg Finper Branch โ€” IFSC Code

KOCHI, KERALA

IFSC Code

BKID0008504

IFSC CodeBKID0008504
MICR Code682013010
BankBank of India
BranchErnakulam Sp Hsg Finper
CityKOCHI
DistrictKOCHI
StateKERALA
AddressDEVAKI CASTLE 1ST FLOOROPP DISTRICT COURT COMPLEX KALOOR KOCHI
Contact+914842536036
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0008504

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0008504
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0008504
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Ernakulam Sp Hsg Finper?

The IFSC code is BKID0008504. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ernakulam Sp Hsg Finper branch in KOCHI.

What is the MICR code of Bank of India Ernakulam Sp Hsg Finper?

The MICR code is 682013010. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0008504 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0008504 only for NEFT, RTGS, or IMPS when adding a bank account manually.