Bank of India Howrah Zonal Office Branch โ€” IFSC Code

KOLKATA, WEST BENGAL

IFSC Code

BKID000ZO45

IFSC CodeBKID000ZO45
MICR Codeโ€”
BankBank of India
BranchHowrah Zonal Office
CityKOLKATA
DistrictKOLKATA
StateWEST BENGAL
Address4TH FLOOR 5 T M SARANBRABOURNE ROAD KOLKATA
Contact+919421392584
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID000ZO45

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID000ZO45
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID000ZO45
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Howrah Zonal Office?

The IFSC code is BKID000ZO45. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Howrah Zonal Office branch in KOLKATA.

What is the MICR code of Bank of India Howrah Zonal Office?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is BKID000ZO45 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID000ZO45 only for NEFT, RTGS, or IMPS when adding a bank account manually.