Bank of India Kerma Branch โ€” IFSC Code

MUZAFFARPUR, BIHAR

IFSC Code

BKID0004682

IFSC CodeBKID0004682
MICR Code842013512
BankBank of India
BranchKerma
CityMUZAFFARPUR
DistrictMUZAFFARPUR
StateBIHAR
AddressPO KERMA BLOCK KURHANIKUZAFFARPUR
Contact+917283233076
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0004682

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0004682
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0004682
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Kerma?

The IFSC code is BKID0004682. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Kerma branch in MUZAFFARPUR.

What is the MICR code of Bank of India Kerma?

The MICR code is 842013512. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0004682 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0004682 only for NEFT, RTGS, or IMPS when adding a bank account manually.