Bank of India Kharagdiha Branch โ€” IFSC Code

KHARAGDIHA DIST HAZARIBAGH, JHARKHAND

IFSC Code

BKID0004845

IFSC CodeBKID0004845
MICR Code815013513
BankBank of India
BranchKharagdiha
CityKHARAGDIHA DIST HAZARIBAGH
DistrictKHARAGDIHA DIST HAZARIBAGH
StateJHARKHAND
AddressAT POST KHARAGDIHADISTRICT GIRIDIH
Contact+919955512129
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0004845

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0004845
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0004845
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Kharagdiha?

The IFSC code is BKID0004845. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Kharagdiha branch in KHARAGDIHA DIST HAZARIBAGH.

What is the MICR code of Bank of India Kharagdiha?

The MICR code is 815013513. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0004845 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0004845 only for NEFT, RTGS, or IMPS when adding a bank account manually.