Bank of India Kolkata Sme Branch โ€” IFSC Code

KOLKATA, WEST BENGAL

IFSC Code

BKID0004070

IFSC CodeBKID0004070
MICR Code700013098
BankBank of India
BranchKolkata Sme
CityKOLKATA
DistrictKOLKATA
StateWEST BENGAL
Address23A NETAJI SUBHAS ROADKOLKATA
Contact+913322522800
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0004070

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0004070
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0004070
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Kolkata Sme?

The IFSC code is BKID0004070. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Kolkata Sme branch in KOLKATA.

What is the MICR code of Bank of India Kolkata Sme?

The MICR code is 700013098. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0004070 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0004070 only for NEFT, RTGS, or IMPS when adding a bank account manually.