Bank of India Kottayam Branch โ IFSC Code
KOTTAYAM, KERALA
IFSC Code
BKID0008531
| IFSC Code | BKID0008531 |
| MICR Code | 686013002 |
| Bank | Bank of India |
| Branch | Kottayam |
| City | KOTTAYAM |
| District | KOTTAYAM |
| State | KERALA |
| Address | PB NO 95 ASHIRWAD TOWERSSASTRI ROAD |
| Contact | +914815659280 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0008531
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0008531
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0008531
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Kottayam?
The IFSC code is BKID0008531. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Kottayam branch in KOTTAYAM.
What is the MICR code of Bank of India Kottayam?
The MICR code is 686013002. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0008531 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0008531 only for NEFT, RTGS, or IMPS when adding a bank account manually.