Bank of India Ludhiana Zcod Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

BKID000ZC58

IFSC CodeBKID000ZC58
MICR Codeโ€”
BankBank of India
BranchLudhiana Zcod
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressSCF 35 G BLOCK BHAI RANDHIR SINGH NAGAR LUDHIANA
Contact+919421392569
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID000ZC58

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID000ZC58
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID000ZC58
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Ludhiana Zcod?

The IFSC code is BKID000ZC58. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ludhiana Zcod branch in LUDHIANA.

What is the MICR code of Bank of India Ludhiana Zcod?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is BKID000ZC58 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID000ZC58 only for NEFT, RTGS, or IMPS when adding a bank account manually.