Bank of India Ludhiana Zonal Office Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
BKID000ZO58
| IFSC Code | BKID000ZO58 |
| MICR Code | โ |
| Bank | Bank of India |
| Branch | Ludhiana Zonal Office |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | SURYA KIRAN COMPLEX 1ST FLOOR PHASE II |
| Contact | +919421392597 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID000ZO58
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID000ZO58
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID000ZO58
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Ludhiana Zonal Office?
The IFSC code is BKID000ZO58. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ludhiana Zonal Office branch in LUDHIANA.
What is the MICR code of Bank of India Ludhiana Zonal Office?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is BKID000ZO58 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID000ZO58 only for NEFT, RTGS, or IMPS when adding a bank account manually.