Bank of India Naugachhia Branch โ IFSC Code
BHAGALPUR, BIHAR
IFSC Code
BKID0004589
| IFSC Code | BKID0004589 |
| MICR Code | 812013507 |
| Bank | Bank of India |
| Branch | Naugachhia |
| City | BHAGALPUR |
| District | BHAGALPUR |
| State | BIHAR |
| Address | CHIRANIA COMPLEXNH 31 NAUGACHHIA |
| Contact | +919471913793 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0004589
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0004589
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0004589
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Naugachhia?
The IFSC code is BKID0004589. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Naugachhia branch in BHAGALPUR.
What is the MICR code of Bank of India Naugachhia?
The MICR code is 812013507. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0004589 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0004589 only for NEFT, RTGS, or IMPS when adding a bank account manually.