Bank of India Oni Branch โ€” IFSC Code

RATNAGIRI, MAHARASHTRA

IFSC Code

BKID0001497

IFSC CodeBKID0001497
MICR Code416013590
BankBank of India
BranchOni
CityRATNAGIRI
DistrictRATNAGIRI
StateMAHARASHTRA
AddressONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705
Contact+918698623932
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0001497

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0001497
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0001497
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Oni?

The IFSC code is BKID0001497. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Oni branch in RATNAGIRI.

What is the MICR code of Bank of India Oni?

The MICR code is 416013590. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0001497 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0001497 only for NEFT, RTGS, or IMPS when adding a bank account manually.