Bank of India Payal Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
BKID0006517
| IFSC Code | BKID0006517 |
| MICR Code | 141013153 |
| Bank | Bank of India |
| Branch | Payal |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | PAYALDISTRICT LUDHIANA |
| Contact | +911628276223 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0006517
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0006517
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0006517
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Payal?
The IFSC code is BKID0006517. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Payal branch in LUDHIANA.
What is the MICR code of Bank of India Payal?
The MICR code is 141013153. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0006517 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0006517 only for NEFT, RTGS, or IMPS when adding a bank account manually.