Bank of India Phillaur Branch โ€” IFSC Code

PHILLAUR, PUNJAB

IFSC Code

BKID0006415

IFSC CodeBKID0006415
MICR Code144013502
BankBank of India
BranchPhillaur
CityPHILLAUR
DistrictPHILLAUR
StatePUNJAB
AddressNOORMAHAL ROADPHILLAUR DISTT JALANDHAR
Contact+911826220221
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0006415

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0006415
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0006415
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Phillaur?

The IFSC code is BKID0006415. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Phillaur branch in PHILLAUR.

What is the MICR code of Bank of India Phillaur?

The MICR code is 144013502. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0006415 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0006415 only for NEFT, RTGS, or IMPS when adding a bank account manually.