Bank of India Phulchi Branch โ IFSC Code
PHULCHI DIST GIRIDIH, JHARKHAND
IFSC Code
BKID0004785
| IFSC Code | BKID0004785 |
| MICR Code | 815013521 |
| Bank | Bank of India |
| Branch | Phulchi |
| City | PHULCHI DIST GIRIDIH |
| District | PHULCHI DIST GIRIDIH |
| State | JHARKHAND |
| Address | AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH |
| Contact | +919430757754 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0004785
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0004785
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0004785
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Phulchi?
The IFSC code is BKID0004785. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Phulchi branch in PHULCHI DIST GIRIDIH.
What is the MICR code of Bank of India Phulchi?
The MICR code is 815013521. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0004785 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0004785 only for NEFT, RTGS, or IMPS when adding a bank account manually.