Bank of India Ramgarh Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

BKID0006534

IFSC CodeBKID0006534
MICR Code141013011
BankBank of India
BranchRamgarh Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressLUDHIANA CHANDIGARH ROAD NEAR MAI BHAGO COLLFOR WOMEN VPO RAMGARH
Contact+911612848313
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0006534

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0006534
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0006534
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Ramgarh Ludhiana?

The IFSC code is BKID0006534. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ramgarh Ludhiana branch in LUDHIANA.

What is the MICR code of Bank of India Ramgarh Ludhiana?

The MICR code is 141013011. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0006534 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0006534 only for NEFT, RTGS, or IMPS when adding a bank account manually.