Bank of India Ratnagiri Branch โ€” IFSC Code

RATNAGIRI, MAHARASHTRA

IFSC Code

BKID0001400

IFSC CodeBKID0001400
MICR Code415013051
BankBank of India
BranchRatnagiri
CityRATNAGIRI
DistrictRATNAGIRI
StateMAHARASHTRA
AddressBOI BLDG NETAJI SUBHASH ROADSAWARKAR CHOWK PBNO56
Contact+912352222464
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0001400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0001400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0001400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Ratnagiri?

The IFSC code is BKID0001400. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ratnagiri branch in RATNAGIRI.

What is the MICR code of Bank of India Ratnagiri?

The MICR code is 415013051. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0001400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0001400 only for NEFT, RTGS, or IMPS when adding a bank account manually.