Bank of India Ratu Branch โ IFSC Code
RATU, JHARKHAND
IFSC Code
BKID0004945
| IFSC Code | BKID0004945 |
| MICR Code | 834013008 |
| Bank | Bank of India |
| Branch | Ratu |
| City | RATU |
| District | RATU |
| State | JHARKHAND |
| Address | AT POST RATURATU CHATTI |
| Contact | +916512521557 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0004945
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0004945
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0004945
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Ratu?
The IFSC code is BKID0004945. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ratu branch in RATU.
What is the MICR code of Bank of India Ratu?
The MICR code is 834013008. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0004945 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0004945 only for NEFT, RTGS, or IMPS when adding a bank account manually.