Bank of India Ratu Road Branch โ IFSC Code
RANCHI, JHARKHAND
IFSC Code
BKID0004901
| IFSC Code | BKID0004901 |
| MICR Code | 834013007 |
| Bank | Bank of India |
| Branch | Ratu Road |
| City | RANCHI |
| District | RANCHI |
| State | JHARKHAND |
| Address | OPP NEW MARKETRATU ROAD |
| Contact | +916512285052 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0004901
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0004901
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0004901
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Ratu Road?
The IFSC code is BKID0004901. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Ratu Road branch in RANCHI.
What is the MICR code of Bank of India Ratu Road?
The MICR code is 834013007. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0004901 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0004901 only for NEFT, RTGS, or IMPS when adding a bank account manually.