Bank of India Santacruz Branch โ IFSC Code
MUMBAI, MAHARASHTRA
IFSC Code
BKID0000040
| IFSC Code | BKID0000040 |
| MICR Code | 400013049 |
| Bank | Bank of India |
| Branch | Santacruz |
| City | MUMBAI |
| District | MUMBAI |
| State | MAHARASHTRA |
| Address | GREEN BUNGALOW S V ROADPOST BOX NO 6903 |
| Contact | +912226498016 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0000040
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0000040
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0000040
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Santacruz?
The IFSC code is BKID0000040. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Santacruz branch in MUMBAI.
What is the MICR code of Bank of India Santacruz?
The MICR code is 400013049. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0000040 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0000040 only for NEFT, RTGS, or IMPS when adding a bank account manually.