Bank of India Saram Branch โ IFSC Code
SARAM, JHARKHAND
IFSC Code
BKID0005964
| IFSC Code | BKID0005964 |
| MICR Code | 829013516 |
| Bank | Bank of India |
| Branch | Saram |
| City | SARAM |
| District | SARAM |
| State | JHARKHAND |
| Address | AT SARAM PO SARAM DIST RAMGARHJHARKHAND 829110 |
| Contact | +919631139643 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0005964
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0005964
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0005964
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India Saram?
The IFSC code is BKID0005964. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Saram branch in SARAM.
What is the MICR code of Bank of India Saram?
The MICR code is 829013516. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0005964 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0005964 only for NEFT, RTGS, or IMPS when adding a bank account manually.