Bank of India University Road Branch โ IFSC Code
RAJKOT, GUJARAT
IFSC Code
BKID0003127
| IFSC Code | BKID0003127 |
| MICR Code | 360013011 |
| Bank | Bank of India |
| Branch | University Road |
| City | RAJKOT |
| District | RAJKOT |
| State | GUJARAT |
| Address | 23 FORTUNE SQUARE KOTECHA CHOWKUNIVERSITY ROADRAJKOT |
| Contact | +912812587807 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ
How to Use IFSC Code BKID0003127
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BKID0003127
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of India
BKID0003127
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of India University Road?
The IFSC code is BKID0003127. Use this for NEFT, RTGS, and IMPS transfers to Bank of India University Road branch in RAJKOT.
What is the MICR code of Bank of India University Road?
The MICR code is 360013011. MICR codes are used for cheque processing, not for digital transfers.
Is BKID0003127 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BKID0003127 only for NEFT, RTGS, or IMPS when adding a bank account manually.