Bank of India Utorda Branch โ€” IFSC Code

GOA, GOA

IFSC Code

BKID0001039

IFSC CodeBKID0001039
MICR Code403013040
BankBank of India
BranchUtorda
CityGOA
DistrictGOA
StateGOA
AddressHN 52 ANTONIO PEREIRA WADDOSALCETE UTORDA GOA
Contact+918322884466
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of India official site โ†’

How to Use IFSC Code BKID0001039

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BKID0001039
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of India

BKID0001039
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of India Utorda?

The IFSC code is BKID0001039. Use this for NEFT, RTGS, and IMPS transfers to Bank of India Utorda branch in GOA.

What is the MICR code of Bank of India Utorda?

The MICR code is 403013040. MICR codes are used for cheque processing, not for digital transfers.

Is BKID0001039 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BKID0001039 only for NEFT, RTGS, or IMPS when adding a bank account manually.