What is the address of Central Bank of India Focal Point Ludhiana branch?

C-14, FOCAL POINT,LUDHIANA PUNJAB 141010

Central Bank of India Focal Point Ludhiana Branch — IFSC Code

Q: What is the IFSC code of Central Bank of India Focal Point Ludhiana branch LUDHIANA?

The IFSC code of Central Bank of India Focal Point Ludhiana branch in LUDHIANA is CBIN0282415. MICR code is 141016005.

Q: What is the MICR code of Central Bank of India Focal Point Ludhiana?

The MICR code of Central Bank of India Focal Point Ludhiana branch is 141016005. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

CBIN0282415

IFSC Code	CBIN0282415
MICR Code	141016005
Bank	Central Bank of India
Branch	Focal Point Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	C-14, FOCAL POINT,LUDHIANA PUNJAB 141010
Contact	+912222612008
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Central Bank of India official site →

How to Use IFSC Code CBIN0282415

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: CBIN0282415
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Central Bank of India

CBIN0282415

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Central Bank of India Focal Point Ludhiana?

The IFSC code is CBIN0282415. Use this for NEFT, RTGS, and IMPS transfers to Central Bank of India Focal Point Ludhiana branch in LUDHIANA.

What is the MICR code of Central Bank of India Focal Point Ludhiana?

The MICR code is 141016005. MICR codes are used for cheque processing, not for digital transfers.

Is CBIN0282415 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use CBIN0282415 only for NEFT, RTGS, or IMPS when adding a bank account manually.