What is the IFSC code of Central Bank of India Gharaunda branch KARNAL?

The IFSC code of Central Bank of India Gharaunda branch in KARNAL is CBIN0280385. MICR code is 132016402.

What is the address of Central Bank of India Gharaunda branch?

MAIN BAZAR, GHARAUNDA,DIST-KARNAL,HARYANA-132114

Central Bank of India Gharaunda Branch — IFSC Code

Q: What is the MICR code of Central Bank of India Gharaunda?

The MICR code of Central Bank of India Gharaunda branch is 132016402. MICR is used for cheque processing.

KARNAL, HARYANA

IFSC Code

CBIN0280385

IFSC Code	CBIN0280385
MICR Code	132016402
Bank	Central Bank of India
Branch	Gharaunda
City	KARNAL
District	GHARAUNDA
State	HARYANA
Address	MAIN BAZAR, GHARAUNDA,DIST-KARNAL,HARYANA-132114
Contact	+912222612008
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Central Bank of India official site →

How to Use IFSC Code CBIN0280385

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: CBIN0280385
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Central Bank of India

CBIN0280385

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Central Bank of India Gharaunda?

The IFSC code is CBIN0280385. Use this for NEFT, RTGS, and IMPS transfers to Central Bank of India Gharaunda branch in KARNAL.

What is the MICR code of Central Bank of India Gharaunda?

The MICR code is 132016402. MICR codes are used for cheque processing, not for digital transfers.

Is CBIN0280385 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use CBIN0280385 only for NEFT, RTGS, or IMPS when adding a bank account manually.