Central Bank of India Raikot Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

CBIN0284954

IFSC CodeCBIN0284954
MICR Codeโ€”
BankCentral Bank of India
BranchRaikot
CityLUDHIANA
DistrictRAIKOT
StatePUNJAB
AddressPLOT NO B 1/0140,MALERKOTLA ROAD,NEAR HARI SINGH MALWA CHOWK,CITY RAIKOT,DIST LUDHIANA,PUNJAB 141109
Contact+912222637966
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Central Bank of India official site โ†’

How to Use IFSC Code CBIN0284954

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: CBIN0284954
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Central Bank of India

CBIN0284954
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Central Bank of India Raikot?

The IFSC code is CBIN0284954. Use this for NEFT, RTGS, and IMPS transfers to Central Bank of India Raikot branch in LUDHIANA.

What is the MICR code of Central Bank of India Raikot?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is CBIN0284954 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use CBIN0284954 only for NEFT, RTGS, or IMPS when adding a bank account manually.