What is the IFSC code of Central Bank of India Ratu branch RANCHI?

The IFSC code of Central Bank of India Ratu branch in RANCHI is CBIN0284871. MICR code is 835016313.

What is the address of Central Bank of India Ratu branch?

RATU,KATHITAND CHOWK,MANDAR ROAD,PO HEHAL,CITY RANCHI,PIN 835222

Central Bank of India Ratu Branch — IFSC Code

Q: What is the MICR code of Central Bank of India Ratu?

The MICR code of Central Bank of India Ratu branch is 835016313. MICR is used for cheque processing.

RANCHI, JHARKHAND

IFSC Code

CBIN0284871

IFSC Code	CBIN0284871
MICR Code	835016313
Bank	Central Bank of India
Branch	Ratu
City	RANCHI
District	RATU
State	JHARKHAND
Address	RATU,KATHITAND CHOWK,MANDAR ROAD,PO HEHAL,CITY RANCHI,PIN 835222
Contact	+912222612008
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Central Bank of India official site →

How to Use IFSC Code CBIN0284871

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: CBIN0284871
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Central Bank of India

CBIN0284871

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Central Bank of India Ratu?

The IFSC code is CBIN0284871. Use this for NEFT, RTGS, and IMPS transfers to Central Bank of India Ratu branch in RANCHI.

What is the MICR code of Central Bank of India Ratu?

The MICR code is 835016313. MICR codes are used for cheque processing, not for digital transfers.

Is CBIN0284871 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use CBIN0284871 only for NEFT, RTGS, or IMPS when adding a bank account manually.