What is the IFSC code of Central Bank of India Watad branch RATNAGIRI?

The IFSC code of Central Bank of India Watad branch in RATNAGIRI is CBIN0284312. MICR code is 415016503.

What is the address of Central Bank of India Watad branch?

CBI,WATAD BRANCH,WATAD,AT POST WATAD KHANDALA ,TALUKA RATNAGIRI,DIST TATNAGIRI,STATE MAHARASHTRA,PINCODE 415613

Central Bank of India Watad Branch — IFSC Code

Q: What is the MICR code of Central Bank of India Watad?

The MICR code of Central Bank of India Watad branch is 415016503. MICR is used for cheque processing.

RATNAGIRI, MAHARASHTRA

IFSC Code

CBIN0284312

IFSC Code	CBIN0284312
MICR Code	415016503
Bank	Central Bank of India
Branch	Watad
City	RATNAGIRI
District	WATAD
State	MAHARASHTRA
Address	CBI,WATAD BRANCH,WATAD,AT POST WATAD KHANDALA ,TALUKA RATNAGIRI,DIST TATNAGIRI,STATE MAHARASHTRA,PINCODE 415613
Contact	+912222612008
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Central Bank of India official site →

How to Use IFSC Code CBIN0284312

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: CBIN0284312
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Central Bank of India

CBIN0284312

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Central Bank of India Watad?

The IFSC code is CBIN0284312. Use this for NEFT, RTGS, and IMPS transfers to Central Bank of India Watad branch in RATNAGIRI.

What is the MICR code of Central Bank of India Watad?

The MICR code is 415016503. MICR codes are used for cheque processing, not for digital transfers.

Is CBIN0284312 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use CBIN0284312 only for NEFT, RTGS, or IMPS when adding a bank account manually.