Federal Bank Ludhiana Urban Estate Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

FDRL0001858

IFSC CodeFDRL0001858
MICR Code141049004
BankFederal Bank
BranchLudhiana Urban Estate
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressSCO 18, SECT 32A, URBAN ESTATE, CHANDIGARH ROAD,
Contact+911612680040
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Federal Bank official site โ†’

How to Use IFSC Code FDRL0001858

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: FDRL0001858
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Federal Bank

FDRL0001858
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Federal Bank Ludhiana Urban Estate?

The IFSC code is FDRL0001858. Use this for NEFT, RTGS, and IMPS transfers to Federal Bank Ludhiana Urban Estate branch in LUDHIANA.

What is the MICR code of Federal Bank Ludhiana Urban Estate?

The MICR code is 141049004. MICR codes are used for cheque processing, not for digital transfers.

Is FDRL0001858 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use FDRL0001858 only for NEFT, RTGS, or IMPS when adding a bank account manually.