Federal Bank Vaikom Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

FDRL0001096

IFSC CodeFDRL0001096
MICR Code686049602
BankFederal Bank
BranchVaikom
CityKOTTAYAM
DistrictVAIKOM
StateKERALA
AddressP B NO. 7 WEST GATE VAIKOM
Contact+914829231248
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Federal Bank official site โ†’

How to Use IFSC Code FDRL0001096

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: FDRL0001096
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Federal Bank

FDRL0001096
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Federal Bank Vaikom?

The IFSC code is FDRL0001096. Use this for NEFT, RTGS, and IMPS transfers to Federal Bank Vaikom branch in KOTTAYAM.

What is the MICR code of Federal Bank Vaikom?

The MICR code is 686049602. MICR codes are used for cheque processing, not for digital transfers.

Is FDRL0001096 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use FDRL0001096 only for NEFT, RTGS, or IMPS when adding a bank account manually.