HDFC Bank Chaura Bazar, Akal Market Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

HDFC0001320

IFSC CodeHDFC0001320
MICR Code141240010
BankHDFC Bank
BranchChaura Bazar, Akal Market
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressGURDWARA SHRI AKAL GARHCHAURA BAZARAKAL MARKET
Contact+919815331111
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ†’

How to Use IFSC Code HDFC0001320

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: HDFC0001320
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” HDFC Bank

HDFC0001320
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Chaura Bazar, Akal Market?

The IFSC code is HDFC0001320. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Chaura Bazar, Akal Market branch in LUDHIANA.

What is the MICR code of HDFC Bank Chaura Bazar, Akal Market?

The MICR code is 141240010. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0001320 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use HDFC0001320 only for NEFT, RTGS, or IMPS when adding a bank account manually.