What is the IFSC code of HDFC Bank Cochin - Ravipuram branch ERNAKULAM?

The IFSC code of HDFC Bank Cochin - Ravipuram branch in ERNAKULAM is HDFC0000020. MICR code is 682240002.

What is the address of HDFC Bank Cochin - Ravipuram branch?

ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016

HDFC Bank Cochin - Ravipuram Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Cochin - Ravipuram?

The MICR code of HDFC Bank Cochin - Ravipuram branch is 682240002. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

HDFC0000020

IFSC Code	HDFC0000020
MICR Code	682240002
Bank	HDFC Bank
Branch	Cochin - Ravipuram
City	ERNAKULAM
District	KOCHI
State	KERALA
Address	ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016
Contact	+919895663333
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0000020

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0000020
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0000020

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Cochin - Ravipuram?

The IFSC code is HDFC0000020. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Cochin - Ravipuram branch in ERNAKULAM.

What is the MICR code of HDFC Bank Cochin - Ravipuram?

The MICR code is 682240002. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0000020 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0000020 only for NEFT, RTGS, or IMPS when adding a bank account manually.