HDFC Bank Kargil Branch โ€” IFSC Code

KARGIL, JAMMU AND KASHMIR

IFSC Code

HDFC0002912

IFSC CodeHDFC0002912
MICR Code194240002
BankHDFC Bank
BranchKargil
CityKARGIL
DistrictKARGIL
StateJAMMU AND KASHMIR
AddressHDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR 194103
Contact+918001804333
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ†’

How to Use IFSC Code HDFC0002912

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: HDFC0002912
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” HDFC Bank

HDFC0002912
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Kargil?

The IFSC code is HDFC0002912. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Kargil branch in KARGIL.

What is the MICR code of HDFC Bank Kargil?

The MICR code is 194240002. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0002912 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use HDFC0002912 only for NEFT, RTGS, or IMPS when adding a bank account manually.