HDFC Bank Karukachal Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

HDFC0005818

IFSC CodeHDFC0005818
MICR Code686240010
BankHDFC Bank
BranchKarukachal
CityKOTTAYAM
DistrictKOTTAYAM
StateKERALA
AddressGRD FLOOR AISWARYA COMPLEX OPP KARUKACHAL GRAM PANCHAYATH KARUKACHAL CHANGANASSERY ROAD KOTTAYAM KERALA 686540
Contact+9118002026161
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ†’

How to Use IFSC Code HDFC0005818

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: HDFC0005818
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” HDFC Bank

HDFC0005818
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Karukachal?

The IFSC code is HDFC0005818. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Karukachal branch in KOTTAYAM.

What is the MICR code of HDFC Bank Karukachal?

The MICR code is 686240010. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0005818 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use HDFC0005818 only for NEFT, RTGS, or IMPS when adding a bank account manually.