HDFC Bank Kosa Branch โ IFSC Code
JANJGIR CHAMPA, CHHATTISGARH
IFSC Code
HDFC0004856
| IFSC Code | HDFC0004856 |
| MICR Code | 495240512 |
| Bank | HDFC Bank |
| Branch | Kosa |
| City | JANJGIR CHAMPA |
| District | CHAMPA |
| State | CHHATTISGARH |
| Address | HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663 |
| Contact | +919893603333 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0004856
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0004856
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0004856
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Kosa?
The IFSC code is HDFC0004856. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Kosa branch in JANJGIR CHAMPA.
What is the MICR code of HDFC Bank Kosa?
The MICR code is 495240512. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0004856 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0004856 only for NEFT, RTGS, or IMPS when adding a bank account manually.