HDFC Bank Kosamba Branch โ IFSC Code
SURAT, GUJARAT
IFSC Code
HDFC0000897
| IFSC Code | HDFC0000897 |
| MICR Code | 394240101 |
| Bank | HDFC Bank |
| Branch | Kosamba |
| City | SURAT |
| District | KOSAMBA |
| State | GUJARAT |
| Address | FIRST FLOOR, SAFFRON COMPLEXZANDA CHOWK |
| Contact | +919898271111 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0000897
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0000897
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0000897
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Kosamba?
The IFSC code is HDFC0000897. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Kosamba branch in SURAT.
What is the MICR code of HDFC Bank Kosamba?
The MICR code is 394240101. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0000897 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0000897 only for NEFT, RTGS, or IMPS when adding a bank account manually.