HDFC Bank Kulgam Branch โ IFSC Code
KULGAM, JAMMU AND KASHMIR
IFSC Code
HDFC0002862
| IFSC Code | HDFC0002862 |
| MICR Code | 192240301 |
| Bank | HDFC Bank |
| Branch | Kulgam |
| City | KULGAM |
| District | KULGAM |
| State | JAMMU AND KASHMIR |
| Address | HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232 |
| Contact | +918001804333 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0002862
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0002862
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0002862
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Kulgam?
The IFSC code is HDFC0002862. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Kulgam branch in KULGAM.
What is the MICR code of HDFC Bank Kulgam?
The MICR code is 192240301. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0002862 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0002862 only for NEFT, RTGS, or IMPS when adding a bank account manually.