HDFC Bank Lal Kalan Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

HDFC0003504

IFSC CodeHDFC0003504
MICR Code141240042
BankHDFC Bank
BranchLal Kalan
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114
Contact+919815331111
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ†’

How to Use IFSC Code HDFC0003504

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: HDFC0003504
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” HDFC Bank

HDFC0003504
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Lal Kalan?

The IFSC code is HDFC0003504. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Lal Kalan branch in LUDHIANA.

What is the MICR code of HDFC Bank Lal Kalan?

The MICR code is 141240042. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0003504 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use HDFC0003504 only for NEFT, RTGS, or IMPS when adding a bank account manually.