HDFC Bank Lote Branch โ IFSC Code
RATNAGIRI, MAHARASHTRA
IFSC Code
HDFC0007005
| IFSC Code | HDFC0007005 |
| MICR Code | 415240056 |
| Bank | HDFC Bank |
| Branch | Lote |
| City | RATNAGIRI |
| District | CHIPLUN |
| State | MAHARASHTRA |
| Address | GROUND FLOOR SHREE SAI COMPLEX MIDC LOTE KHED CHIPLUN MAHARASHTRA 415722 |
| Contact | +9118602676161 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0007005
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0007005
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0007005
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Lote?
The IFSC code is HDFC0007005. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Lote branch in RATNAGIRI.
What is the MICR code of HDFC Bank Lote?
The MICR code is 415240056. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0007005 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0007005 only for NEFT, RTGS, or IMPS when adding a bank account manually.