What is the IFSC code of HDFC Bank Pandesara Surat branch SURAT?

The IFSC code of HDFC Bank Pandesara Surat branch in SURAT is HDFC0004235. MICR code is 395240027.

What is the address of HDFC Bank Pandesara Surat branch?

PLOT NO 195 SHOP NO 16 COMMUNITY DISPLAY CENTRE GIDC PANDESARA SURAT GUJARAT 394221

HDFC Bank Pandesara Surat Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Pandesara Surat?

The MICR code of HDFC Bank Pandesara Surat branch is 395240027. MICR is used for cheque processing.

SURAT, GUJARAT

IFSC Code

HDFC0004235

IFSC Code	HDFC0004235
MICR Code	395240027
Bank	HDFC Bank
Branch	Pandesara Surat
City	SURAT
District	SURAT
State	GUJARAT
Address	PLOT NO 195 SHOP NO 16 COMMUNITY DISPLAY CENTRE GIDC PANDESARA SURAT GUJARAT 394221
Contact	+919898271111
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0004235

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0004235
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0004235

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Pandesara Surat?

The IFSC code is HDFC0004235. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Pandesara Surat branch in SURAT.

What is the MICR code of HDFC Bank Pandesara Surat?

The MICR code is 395240027. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0004235 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0004235 only for NEFT, RTGS, or IMPS when adding a bank account manually.