HDFC Bank Payal Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
HDFC0002196
| IFSC Code | HDFC0002196 |
| MICR Code | 141240021 |
| Bank | HDFC Bank |
| Branch | Payal |
| City | LUDHIANA |
| District | PAYAL |
| State | PUNJAB |
| Address | HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA |
| Contact | +919815331111 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0002196
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0002196
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0002196
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Payal?
The IFSC code is HDFC0002196. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Payal branch in LUDHIANA.
What is the MICR code of HDFC Bank Payal?
The MICR code is 141240021. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0002196 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0002196 only for NEFT, RTGS, or IMPS when adding a bank account manually.