What is the IFSC code of HDFC Bank Phagwara branch KAPURTHALA?

The IFSC code of HDFC Bank Phagwara branch in KAPURTHALA is HDFC0000055. MICR code is 144240202.

What is the address of HDFC Bank Phagwara branch?

KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401

HDFC Bank Phagwara Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Phagwara?

The MICR code of HDFC Bank Phagwara branch is 144240202. MICR is used for cheque processing.

KAPURTHALA, PUNJAB

IFSC Code

HDFC0000055

IFSC Code	HDFC0000055
MICR Code	144240202
Bank	HDFC Bank
Branch	Phagwara
City	KAPURTHALA
District	PHAGWARA
State	PUNJAB
Address	KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401
Contact	+919815331111
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0000055

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0000055
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0000055

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Phagwara?

The IFSC code is HDFC0000055. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Phagwara branch in KAPURTHALA.

What is the MICR code of HDFC Bank Phagwara?

The MICR code is 144240202. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0000055 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0000055 only for NEFT, RTGS, or IMPS when adding a bank account manually.