What is the IFSC code of HDFC Bank Ponkunnam branch KOTTAYAM?

The IFSC code of HDFC Bank Ponkunnam branch in KOTTAYAM is HDFC0006964. MICR code is 686240023.

What is the address of HDFC Bank Ponkunnam branch?

DOOR NO 1 684 GRD FLOOR ANCHANI TOWERS PONKUNNAM P O KOTTAYAM KUMILY ROAD CHIRAKKADAVU KERALA 686506

HDFC Bank Ponkunnam Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Ponkunnam?

The MICR code of HDFC Bank Ponkunnam branch is 686240023. MICR is used for cheque processing.

KOTTAYAM, KERALA

IFSC Code

HDFC0006964

IFSC Code	HDFC0006964
MICR Code	686240023
Bank	HDFC Bank
Branch	Ponkunnam
City	KOTTAYAM
District	CHIRAKKADAVU
State	KERALA
Address	DOOR NO 1 684 GRD FLOOR ANCHANI TOWERS PONKUNNAM P O KOTTAYAM KUMILY ROAD CHIRAKKADAVU KERALA 686506
Contact	+9118002026161
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0006964

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0006964
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0006964

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Ponkunnam?

The IFSC code is HDFC0006964. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Ponkunnam branch in KOTTAYAM.

What is the MICR code of HDFC Bank Ponkunnam?

The MICR code is 686240023. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0006964 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0006964 only for NEFT, RTGS, or IMPS when adding a bank account manually.