What is the IFSC code of HDFC Bank Ratnagiri Ii branch RATNAGIRI?

The IFSC code of HDFC Bank Ratnagiri Ii branch in RATNAGIRI is HDFC0005434. MICR code is 415240055.

What is the address of HDFC Bank Ratnagiri Ii branch?

GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612

HDFC Bank Ratnagiri Ii Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Ratnagiri Ii?

The MICR code of HDFC Bank Ratnagiri Ii branch is 415240055. MICR is used for cheque processing.

RATNAGIRI, MAHARASHTRA

IFSC Code

HDFC0005434

IFSC Code	HDFC0005434
MICR Code	415240055
Bank	HDFC Bank
Branch	Ratnagiri Ii
City	RATNAGIRI
District	RATNAGIRI
State	MAHARASHTRA
Address	GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612
Contact	+9118602676161
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0005434

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0005434
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0005434

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Ratnagiri Ii?

The IFSC code is HDFC0005434. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Ratnagiri Ii branch in RATNAGIRI.

What is the MICR code of HDFC Bank Ratnagiri Ii?

The MICR code is 415240055. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0005434 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0005434 only for NEFT, RTGS, or IMPS when adding a bank account manually.