What is the IFSC code of HDFC Bank Ratnagiri branch RATNAGIRI?

The IFSC code of HDFC Bank Ratnagiri branch in RATNAGIRI is HDFC0000430. MICR code is 415240051.

What is the address of HDFC Bank Ratnagiri branch?

SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639

HDFC Bank Ratnagiri Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Ratnagiri?

The MICR code of HDFC Bank Ratnagiri branch is 415240051. MICR is used for cheque processing.

RATNAGIRI, MAHARASHTRA

IFSC Code

HDFC0000430

IFSC Code	HDFC0000430
MICR Code	415240051
Bank	HDFC Bank
Branch	Ratnagiri
City	RATNAGIRI
District	RATNAGIRI
State	MAHARASHTRA
Address	SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639
Contact	+919890603333
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0000430

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0000430
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0000430

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Ratnagiri?

The IFSC code is HDFC0000430. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Ratnagiri branch in RATNAGIRI.

What is the MICR code of HDFC Bank Ratnagiri?

The MICR code is 415240051. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0000430 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0000430 only for NEFT, RTGS, or IMPS when adding a bank account manually.