HDFC Bank St Joseph Branch โ IFSC Code
ERNAKULAM, KERALA
IFSC Code
HDFC0001294
| IFSC Code | HDFC0001294 |
| MICR Code | 682240023 |
| Bank | HDFC Bank |
| Branch | St Joseph |
| City | ERNAKULAM |
| District | KOCHI |
| State | KERALA |
| Address | D 12CATHOLIC CENTRETHOPPUMPADY |
| Contact | +919895663333 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0001294
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0001294
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0001294
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank St Joseph?
The IFSC code is HDFC0001294. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank St Joseph branch in ERNAKULAM.
What is the MICR code of HDFC Bank St Joseph?
The MICR code is 682240023. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0001294 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0001294 only for NEFT, RTGS, or IMPS when adding a bank account manually.