What is the IFSC code of HDFC Bank Wadrafnagar branch SURGUJA?

The IFSC code of HDFC Bank Wadrafnagar branch in SURGUJA is HDFC0004314. MICR code is 497240506.

What is the address of HDFC Bank Wadrafnagar branch?

HDFC BANK LTD MAIN ROAD WADRAFNAGAR DISTT BALARAMPUR RAMANUJGANJ SURAJPUR CHHATTISGARH 497225

HDFC Bank Wadrafnagar Branch — IFSC Code

Q: What is the MICR code of HDFC Bank Wadrafnagar?

The MICR code of HDFC Bank Wadrafnagar branch is 497240506. MICR is used for cheque processing.

SURGUJA, CHHATTISGARH

IFSC Code

HDFC0004314

IFSC Code	HDFC0004314
MICR Code	497240506
Bank	HDFC Bank
Branch	Wadrafnagar
City	SURGUJA
District	WADRAFNAGAR
State	CHHATTISGARH
Address	HDFC BANK LTD MAIN ROAD WADRAFNAGAR DISTT BALARAMPUR RAMANUJGANJ SURAJPUR CHHATTISGARH 497225
Contact	+919893603333
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site →

How to Use IFSC Code HDFC0004314

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: HDFC0004314
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — HDFC Bank

HDFC0004314

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of HDFC Bank Wadrafnagar?

The IFSC code is HDFC0004314. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Wadrafnagar branch in SURGUJA.

What is the MICR code of HDFC Bank Wadrafnagar?

The MICR code is 497240506. MICR codes are used for cheque processing, not for digital transfers.

Is HDFC0004314 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use HDFC0004314 only for NEFT, RTGS, or IMPS when adding a bank account manually.