HDFC Bank Watad Khandala Jaygad Road Branch โ IFSC Code
RATNAGIRI, MAHARASHTRA
IFSC Code
HDFC0004903
| IFSC Code | HDFC0004903 |
| MICR Code | 415240009 |
| Bank | HDFC Bank |
| Branch | Watad Khandala Jaygad Road |
| City | RATNAGIRI |
| District | RATNAGIRI |
| State | MAHARASHTRA |
| Address | GRD FLOOR AMIT TOWER BUILDING PO WATAD KHANDALA JAIGAD ROAD RATNAGIRI MAHARASHTRA 415613 |
| Contact | +9118002026161 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at HDFC Bank official site โ
How to Use IFSC Code HDFC0004903
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: HDFC0004903
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ HDFC Bank
HDFC0004903
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of HDFC Bank Watad Khandala Jaygad Road?
The IFSC code is HDFC0004903. Use this for NEFT, RTGS, and IMPS transfers to HDFC Bank Watad Khandala Jaygad Road branch in RATNAGIRI.
What is the MICR code of HDFC Bank Watad Khandala Jaygad Road?
The MICR code is 415240009. MICR codes are used for cheque processing, not for digital transfers.
Is HDFC0004903 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use HDFC0004903 only for NEFT, RTGS, or IMPS when adding a bank account manually.