ICICI Bank Kakkanadsmartcity Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

ICIC0003972

IFSC CodeICIC0003972
MICR Code682229030
BankICICI Bank
BranchKakkanadsmartcity
CityERNAKULAM
DistrictKAKKANAD
StateKERALA
AddressICICI BANK LTD., C.108, FIRST FLOOR, NORTHERN WING, SCK.01 BUILDING, KAKKANAD, KOCHI, KERALA.682042
Contact+918129310174
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at ICICI Bank official site โ†’

How to Use IFSC Code ICIC0003972

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: ICIC0003972
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” ICICI Bank

ICIC0003972
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of ICICI Bank Kakkanadsmartcity?

The IFSC code is ICIC0003972. Use this for NEFT, RTGS, and IMPS transfers to ICICI Bank Kakkanadsmartcity branch in ERNAKULAM.

What is the MICR code of ICICI Bank Kakkanadsmartcity?

The MICR code is 682229030. MICR codes are used for cheque processing, not for digital transfers.

Is ICIC0003972 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use ICIC0003972 only for NEFT, RTGS, or IMPS when adding a bank account manually.