What is the IFSC code of IDBI Civil Lines Ludhiana branch LUDHIANA?

The IFSC code of IDBI Civil Lines Ludhiana branch in LUDHIANA is IBKL0000270. MICR code is 141259005.

What is the address of IDBI Civil Lines Ludhiana branch?

JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001

IDBI Civil Lines Ludhiana Branch — IFSC Code

Q: What is the MICR code of IDBI Civil Lines Ludhiana?

The MICR code of IDBI Civil Lines Ludhiana branch is 141259005. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IBKL0000270

IFSC Code	IBKL0000270
MICR Code	141259005
Bank	IDBI
Branch	Civil Lines Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001
Contact	+919815745959
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site →

How to Use IFSC Code IBKL0000270

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IBKL0000270
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IDBI Bank

IBKL0000270

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Civil Lines Ludhiana?

The IFSC code is IBKL0000270. Use this for NEFT, RTGS, and IMPS transfers to IDBI Civil Lines Ludhiana branch in LUDHIANA.

What is the MICR code of IDBI Civil Lines Ludhiana?

The MICR code is 141259005. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000270 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IBKL0000270 only for NEFT, RTGS, or IMPS when adding a bank account manually.